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Savings that put your money to work.

Ready access to your funds, no transaction fees, and FDIC-insured peace of mind. Pick the account that fits how you save.

Personal savings

Put your money to work

A Northwoods Bank savings account gives you ready access to your funds with no transaction fees, and deposits are FDIC insured to the maximum allowed by law. Pick the account that fits and a personal banker will help you open it.

Prime Access Account

Flexibility plus CD-like earning

Minimum to open$1,000
Below-minimum fee$10/mo under $1,000

Tiered rates, unlimited deposits any time, no withdrawal penalties, and no maturity date.

Money Market Account

Tiered rates, limited check writing

Minimum to open$5,000
Below-minimum fee$5/mo under $500

Tiered rates and a complimentary 30-pack of checks.

Regular Savings Account

A simple way to start saving

Minimum to open$250
Below-minimum fee$3/mo under $250

Tiered rates. Accepts automatic deposits and automatic payments to a loan.

Health Savings Account

For high-deductible health plans

Minimum to open$250
Waive $2/mo fee$5,000 balance

For individuals on a qualifying high-deductible health plan. After age 65, no restrictions on withdrawals.

Still not sure which fits? Contact us and we will gladly help you pick the one just right for you.

Start saving today

Get started online in minutes, or meet with a personal banker who will make it happen for you.